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	<title>Fun and Frugal &#187; Helpful Tips</title>
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	<link>http://www.funandfrugal.com</link>
	<description>Keeping you informed of fun, family-friendly events and frugal finds in the Southeast!</description>
	<lastBuildDate>Fri, 03 Feb 2012 11:00:12 +0000</lastBuildDate>
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		<title>College Students, Faculty, and Staff Get Half-Priced Admission at the Tennessee Aquarium Throughout February 2012</title>
		<link>http://www.funandfrugal.com/2012/01/college-students-faculty-and-staff-get-half-priced-admission-at-the-tennessee-aquarium-throughout-february-2012/</link>
		<comments>http://www.funandfrugal.com/2012/01/college-students-faculty-and-staff-get-half-priced-admission-at-the-tennessee-aquarium-throughout-february-2012/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 01:12:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Finds]]></category>
		<category><![CDATA[Fun Events]]></category>
		<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[New Bargains]]></category>
		<category><![CDATA[New Events]]></category>
		<category><![CDATA[Other]]></category>

		<guid isPermaLink="false">http://www.funandfrugal.com/?p=10953</guid>
		<description><![CDATA[Throughout the month of February, college students, faculty and staff will have an opportunity to visit the Tennessee Aquarium for half price. To receive the College Days discount, visitors must present a valid college ID when purchasing tickets. Family members may also receive this discount when accompanied by a student or faculty member with current [...]<p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.funandfrugal.com/wp-content/uploads/2012/01/TN-Aquarium-logo1.jpg"><img class="alignnone size-full wp-image-10955" title="TN Aquarium logo" src="http://www.funandfrugal.com/wp-content/uploads/2012/01/TN-Aquarium-logo1.jpg" alt="" width="440" height="124" /></a></p>
<p>Throughout the month of February, college students, faculty and staff will have an opportunity to visit the Tennessee Aquarium for half price. To receive the <a href="http://www.tnaqua.org/PlanYourVisit/CollegeDays.aspx" rel="no follow" target="_blank">College Days</a> discount, visitors must present a valid college ID when purchasing tickets. Family members may also receive this discount when accompanied by a student or faculty member with current college ID. This offer is valid for admission to the Tennessee Aquarium, IMAX 3D Theater or combination tickets to both attractions. The discount is also extended to cruises aboard the River Gorge Explorer.</p>
<p>February 2012 College Days Aquarium ticket price<br />
$12.50 Adult                                        $7.50 Child</p>
<p>February 2012 College Days IMAX ticket price<br />
$4.25 Adult                                          $3.50 Child</p>
<p>February 2012 College Days Combo (Aquarium and IMAX) ticket price<br />
$15.50 Adult                                       $10.50 Child</p>
<p>February 2012 College Days River Gorge Explorer ticket price<br />
$14.50 Adult                                       $10.75 Child</p>
<p>College Days pricing and information available at: <a href="http://www.tnaqua.org/PlanYourVisit/CollegeDays.aspx" rel="no follow" target="_blank">www.tnaqua.org/PlanYourVisit/CollegeDays.aspx</a></p>
<p><img src='http://www.funandfrugal.com/wp-content/themes/newspress/images/gloria.png' /></p><p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
<img src="http://www.funandfrugal.com/?ak_action=api_record_view&id=10953&type=feed" alt="" />]]></content:encoded>
			<wfw:commentRss>http://www.funandfrugal.com/2012/01/college-students-faculty-and-staff-get-half-priced-admission-at-the-tennessee-aquarium-throughout-february-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save 5% With a Target Debit Card</title>
		<link>http://www.funandfrugal.com/2012/01/save-5-with-a-target-debit-card/</link>
		<comments>http://www.funandfrugal.com/2012/01/save-5-with-a-target-debit-card/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 02:59:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Finds]]></category>
		<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[Other]]></category>
		<category><![CDATA[Other Great Deals]]></category>
		<category><![CDATA[Recurring Bargains]]></category>

		<guid isPermaLink="false">http://www.funandfrugal.com/?p=10937</guid>
		<description><![CDATA[Many stores offer savings and incentives for using a store credit card, but did you know Target offers a debit card with rewards?  It&#8217;s called a REDcard and will save you 5% off your purchases every day in Target stores and on target.com.  You also get free shipping on target.com.  You can enroll your REDcard [...]<p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.funandfrugal.com/wp-content/uploads/2012/01/target-redcard-debit-credit-card.jpg"><img class="alignnone size-full wp-image-10938" title="target redcard-debit-credit-card" src="http://www.funandfrugal.com/wp-content/uploads/2012/01/target-redcard-debit-credit-card.jpg" alt="" width="142" height="110" /></a></p>
<p>Many stores offer savings and incentives for using a store credit card, but did you know Target offers a <em>debit card</em> with rewards?  It&#8217;s called a <a href="https://redcard.target.com/redcard/content/rcw_benefits_tgt_rewards" rel="no follow" target="_blank">REDcard</a> and will save you 5% off your purchases every day in Target stores and on target.com.  You also get free shipping on target.com.  You can enroll your REDcard in their Take Charge of Education program, where they will donate 1% of your purchases to eligible K-12 schools.  Plus you can earn additional 5% off coupons when you fill five prescriptions and pay with your REDcard.  That&#8217;s on top of the every day 5% discount.  Even though it is a debit card, you do need to fill out a credit application and provide a voided check so they can get your bank routing numbers.  Just ask for an application at the customer service desk.</p>
<p><img src='http://www.funandfrugal.com/wp-content/themes/newspress/images/gloria.png' /></p><p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
<img src="http://www.funandfrugal.com/?ak_action=api_record_view&id=10937&type=feed" alt="" />]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Paint The Town Pottery in Cleveland is Moving to New Location Feb 1, 2012</title>
		<link>http://www.funandfrugal.com/2012/01/paint-the-town-pottery-in-cleveland-is-moving-to-new-location-feb-1-2012/</link>
		<comments>http://www.funandfrugal.com/2012/01/paint-the-town-pottery-in-cleveland-is-moving-to-new-location-feb-1-2012/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 02:10:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[Other]]></category>
		<category><![CDATA[Sponsors]]></category>

		<guid isPermaLink="false">http://www.funandfrugal.com/?p=10920</guid>
		<description><![CDATA[Thank you, Paint the Town Pottery, for sponsoring FunandFrugal.com!  Please support us by supporting our sponsors! Have you been to Paint the Town Pottery in Cleveland?  It&#8217;s a fun place to be creative and design some pottery all of your own!  My boys and I enjoy going.  Paint the Town Pottery is moving to a [...]<p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
]]></description>
			<content:encoded><![CDATA[<p><em>Thank you, Paint the Town Pottery, for sponsoring FunandFrugal.com!  Please support us by supporting our sponsors!</em></p>
<p><a href="http://www.funandfrugal.com/wp-content/uploads/2012/01/PaintTheTown_LogoTM1.png"><img class="alignnone size-full wp-image-10921" title="PaintTheTown_LogoTM" src="http://www.funandfrugal.com/wp-content/uploads/2012/01/PaintTheTown_LogoTM1.png" alt="" width="337" height="340" /></a></p>
<p>Have you been to <a href="http://www.paintthetown.info/" rel="no follow" target="_blank">Paint the Town Pottery</a> in Cleveland?  It&#8217;s a fun place to be creative and design some pottery all of your own!  My boys and I enjoy going.  Paint the Town Pottery is moving to a more spacious location soon!  Their last day at the North Lee Highway location will be Saturday, January 21, 2012.  They will re-open at their new location in Parkwood Business Center at 4009 Keith St on Wednesday, February 1, 2012.  This is located between Tinsley Park and Bradley Urgent Care.  They will have twice as much space and a private party room!  I&#8217;m looking forward to seeing the new location.  Check out their <a href="http://www.facebook.com/pages/Paint-the-Town-Pottery-Gifts-of-Cleveland-TN/196589057043188" rel="no follow" target="_blank">facebook page</a> if you have not already.</p>
<p><img src='http://www.funandfrugal.com/wp-content/themes/newspress/images/gloria.png' /></p><p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
<img src="http://www.funandfrugal.com/?ak_action=api_record_view&id=10920&type=feed" alt="" />]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Earn Free Money for Your Kids&#8217; College or Your Student Loans with UPromise</title>
		<link>http://www.funandfrugal.com/2012/01/earn-free-money-for-your-kids-college-or-your-student-loans-with-upromise/</link>
		<comments>http://www.funandfrugal.com/2012/01/earn-free-money-for-your-kids-college-or-your-student-loans-with-upromise/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 03:22:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Freebies]]></category>
		<category><![CDATA[Frugal Finds]]></category>
		<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[Online Deals]]></category>
		<category><![CDATA[Other]]></category>
		<category><![CDATA[Other Great Deals]]></category>
		<category><![CDATA[Recurring Bargains]]></category>

		<guid isPermaLink="false">http://www.funandfrugal.com/?p=10841</guid>
		<description><![CDATA[My husband and I created a UPromise account several years ago, before we had children, to help pay off our student loans, and now we are also saving for our children&#8217;s college funds with UPromise. It&#8217;s free, easy, and secure. Go to Upromise.com and create an account. Provide your debit card numbers and store loyalty [...]<p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://partners.mysavings.com/z/9002/CD573/" rel="no follow" target="_blank"><img src="http://partners.mysavings.com/42/573/9002/" alt="UPromise" border="0" /></a></p>
<p>My husband and I created a <a href="http://partners.mysavings.com/z/9006/CD573/" rel="no follow" target="_blank">UPromise</a> account several years ago, before we had children, to help pay off our student loans, and now we are also saving for our children&#8217;s college funds with UPromise. It&#8217;s free, easy, and secure. Go to <a href="http://partners.mysavings.com/z/9006/CD573/" rel="no follow" target="_blank">Upromise.com</a> and create an account. Provide your debit card numbers and store loyalty card numbers (like BI-LO, CVS, etc) and whenever you do your normal shopping, a portion of what you spend will go to your UPromise account.</p>
<p>Thousands of retail stores, online stores, restaurants, and name-brand products are Upromise partners (Dell, Bed, Bath &amp; Beyond, Staples, Kimberly-Clark, Kellogg&#8217;s, Johnson &amp; Johnson, and tons more) and help donate a portion of your purchase to your Upromise account. My family has earned hundreds of dollars in our Upromise account over the years and it hasn&#8217;t cost us anything extra &#8211; it&#8217;s just from making purchases on every-day things we were going to buy anyway. You can even send invitations to your family members to link their debit cards or store loyalty cards to your UPromise account, too. Go to <a href="http://partners.mysavings.com/z/9006/CD573/" rel="no follow" target="_blank">UPromise.com</a> to get started.</p>
<p><img src='http://www.funandfrugal.com/wp-content/themes/newspress/images/gloria.png' /></p><p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
<img src="http://www.funandfrugal.com/?ak_action=api_record_view&id=10841&type=feed" alt="" />]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Fit at the Cleveland Family YMCA: No Joining Fee in January 2012</title>
		<link>http://www.funandfrugal.com/2012/01/get-fit-at-the-cleveland-family-ymca-no-joining-fee-in-january-2012/</link>
		<comments>http://www.funandfrugal.com/2012/01/get-fit-at-the-cleveland-family-ymca-no-joining-fee-in-january-2012/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 12:00:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fun Events]]></category>
		<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[Other]]></category>
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		<guid isPermaLink="false">http://www.funandfrugal.com/?p=10852</guid>
		<description><![CDATA[Fun and Frugal would like to thank the Cleveland Family YMCA for another year of continued sponsorship of Fun and Frugal for 2012!  Please support us by supporting our sponsors.  Looking for a place to work out in Cleveland?  The Y has so much to offer and you do not have to sign a contract.  [...]<p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
]]></description>
			<content:encoded><![CDATA[<p><em>Fun and Frugal would like to thank the Cleveland Family YMCA for another year of continued sponsorship of Fun and Frugal for 2012!  Please support us by supporting our sponsors. </em></p>
<p><a href="http://www.funandfrugal.com/wp-content/uploads/2012/01/ymca-logo-new.jpg"><img class="alignnone size-full wp-image-10855" title="ymca logo new" src="http://www.funandfrugal.com/wp-content/uploads/2012/01/ymca-logo-new.jpg" alt="" width="279" height="213" /></a></p>
<p>Looking for a place to work out in Cleveland?  The Y has so much to offer and you do not have to sign a contract.  Plus, for the month of January 2012, the joining fee is waived!  The Cleveland Family Y has tons of <a href="http://www.funandfrugal.com/wp-content/ads/clevelandymcagroupfitnesswinter2012.pdf" target="_blank">group fitness classes</a>, a huge fitness center with plenty of cardio equipment and weights, an indoor pool with aquatic classes and swim lessons, a youth gym and youth fitness center, child watch center, showers, saunas, and so much more.</p>
<p>If you&#8217;re just interested in taking a <a href="http://www.funandfrugal.com/wp-content/ads/clevelandymcagroupfitnesswinter2012.pdf" target="_blank">fitness class</a> (Zumba, Yoga, Muscle Conditioning, TurboKick, Jazzercise, Aerobic Cross-Training, Tai Chi, etc), you can purchase a punch card.  It&#8217;s $60 for 12 classes, plus an annual $5 program fee.</p>
<p>Pick up an 18-page Winter 2012 Program Guide at the front desk at the Cleveland Y, located at 220 Urbane Road, or call 423.476.5573 for more info.  <a href="http://www.funandfrugal.com/wp-content/ads/clevelandymcagroupfitnesswinter2012.pdf" target="_blank">Go here</a> to see a complete schedule of their Group Fitness Classes and <a href="http://www.funandfrugal.com/wp-content/ads/clevelandymcagroupfitnessdescriptions.pdf" target="_blank">here</a> for a description of the different Fitness Classes.</p>
<p><img src='http://www.funandfrugal.com/wp-content/themes/newspress/images/gloria.png' /></p><p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
<img src="http://www.funandfrugal.com/?ak_action=api_record_view&id=10852&type=feed" alt="" />]]></content:encoded>
			<wfw:commentRss>http://www.funandfrugal.com/2012/01/get-fit-at-the-cleveland-family-ymca-no-joining-fee-in-january-2012/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>2012 Discount Days for Girl Scouts and Boy Scouts at The Tennessee Aquarium</title>
		<link>http://www.funandfrugal.com/2012/01/2012-discount-days-for-girl-scouts-and-boy-scouts-at-the-tennessee-aquarium/</link>
		<comments>http://www.funandfrugal.com/2012/01/2012-discount-days-for-girl-scouts-and-boy-scouts-at-the-tennessee-aquarium/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 11:59:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Finds]]></category>
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		<category><![CDATA[New Events]]></category>
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		<guid isPermaLink="false">http://www.funandfrugal.com/?p=10859</guid>
		<description><![CDATA[Just added to FunandFrugal.com/Calendar: Know any Girl Scouts, Cub Scouts, or Boy Scouts in the Chattanooga area?  Be sure to let them know this &#8211; the annual discount day for Girl Scouts is Saturday, January 28, 2012 from 10 am &#8211; 4 pm.  Scouts and leaders in uniform get discounted admission of $10. Parents and [...]<p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
]]></description>
			<content:encoded><![CDATA[<p>Just added to <a href="http://www.funandfrugal.com/calendar" target="_blank">FunandFrugal.com/Calendar</a>:</p>
<p><a href="http://www.funandfrugal.com/wp-content/uploads/2012/01/TN-Aquarium-logo.jpg"><img class="alignnone size-full wp-image-10860" title="TN Aquarium logo" src="http://www.funandfrugal.com/wp-content/uploads/2012/01/TN-Aquarium-logo.jpg" alt="" width="330" height="93" /></a></p>
<p>Know any Girl Scouts, Cub Scouts, or Boy Scouts in the Chattanooga area?  Be sure to let them know this &#8211; <strong>the annual <a href="http://www.tnaqua.org/Education/ScoutDays.aspx" rel="no follow" target="_blank">discount day for Girl Scouts</a> is Saturday, January 28, 2012</strong> from 10 am &#8211; 4 pm.  Scouts and leaders in uniform get discounted admission of $10. Parents and other adults in the group can get admission for $20 and additional kids aged 3-12 may get admission for just $10.  Purchase an optional Tennessee Aquarium Patch for $3.00.  <strong>The annual <a href="http://www.tnaqua.org/Education/ScoutDays.aspx" rel="no follow" target="_blank">discount day for Cub Scouts and Boy Scouts</a> is Saturday, February 4, 2012</strong> from 10 am &#8211; 4 pm.  Same prices as above.</p>
<p>The Tennessee Aquarium salutes the good deeds of area Scouts! Special pricing and animal programs will be offered between 10 a.m. and 4 p.m. Scouts will enjoy a day of fun to discover what it’s like to work with jellyfish, penguins, sharks and reptiles. In addition to regularly scheduled animal programs, keeper talks and behind-the-scenes tours, Aquarium experts have prepared informative and entertaining programs for scouts that will include live animals.</p>
<p><img src='http://www.funandfrugal.com/wp-content/themes/newspress/images/gloria.png' /></p><p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
<img src="http://www.funandfrugal.com/?ak_action=api_record_view&id=10859&type=feed" alt="" />]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Triple Fuelperks on Gift Card Purchases at BI-LO Nov 30-Dec 6, 2011</title>
		<link>http://www.funandfrugal.com/2011/11/triple-fuelperks-on-gift-card-purchases-at-bi-lo-nov-30-dec-6-2011/</link>
		<comments>http://www.funandfrugal.com/2011/11/triple-fuelperks-on-gift-card-purchases-at-bi-lo-nov-30-dec-6-2011/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 03:29:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Finds]]></category>
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		<guid isPermaLink="false">http://www.funandfrugal.com/?p=10639</guid>
		<description><![CDATA[Wow, I thought double fuelperks on gift card purchases was great, but BI-LO is offering TRIPLE fuelperks on gift card purchases today through Tues, Dec 6, 2011.  What that means is, if you buy a $25 Chili&#8217;s gift card, you earn fuelperks on $75 instead of $25.  For every $50 you spend, you earn $.05 [...]<p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.bi-lo.com/fuelperks/" rel="no follow" target="_blank"><img class="alignnone size-full wp-image-10640" title="bi-lo fuelperks logo" src="http://www.funandfrugal.com/wp-content/uploads/2011/11/bi-lo-fuelperks-logo.jpg" alt="" width="172" height="208" /></a></p>
<p>Wow, I thought double fuelperks on gift card purchases was great, but BI-LO is offering TRIPLE fuelperks on gift card purchases today through Tues, Dec 6, 2011.  What that means is, if you buy a $25 Chili&#8217;s gift card, you earn fuelperks on $75 instead of $25.  For every $50 you spend, you earn $.05 off per gallon of gas with fuelperks.  So, if you buy two $25 gift cards, you would earn fuelperks on $150 ($25 x 2 x 3), which would earn you $.15 off per gallon of gas!</p>
<p>BI-LO has tons of restaurant and retail gift cards to choose from.  Gift cards make great gifts, but you can also plan ahead and if you know you&#8217;ll be eating out at Olive Garden soon, go ahead and buy yourself an Olive Garden gift card at BI-LO this week so that you can earn some gas discounts while spending money you were going to spend any way at Olive Garden.  You can read more about fuelperks at <a href="http://www.bi-lo.com/fuelperks/" rel="no follow" target="_blank">www.bi-lo.com/fuelperks</a>.</p>
<p><img src='http://www.funandfrugal.com/wp-content/themes/newspress/images/gloria.png' /></p><p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
<img src="http://www.funandfrugal.com/?ak_action=api_record_view&id=10639&type=feed" alt="" />]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>BI-LO fuelperks: How I saved $2.70 per gallon of gas plus double fuelperks on gift cards right now</title>
		<link>http://www.funandfrugal.com/2011/11/bi-lo-fuelperks-how-i-saved-2-70-per-gallon-of-gas-plus-double-fuelperks-on-gift-cards-right-now/</link>
		<comments>http://www.funandfrugal.com/2011/11/bi-lo-fuelperks-how-i-saved-2-70-per-gallon-of-gas-plus-double-fuelperks-on-gift-cards-right-now/#comments</comments>
		<pubDate>Mon, 21 Nov 2011 03:40:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Frugal Finds]]></category>
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		<guid isPermaLink="false">http://www.funandfrugal.com/?p=10590</guid>
		<description><![CDATA[I told you back in August about BI-LO&#8217;s fuelperks program (read my post here if you missed it) and I started earning fuelperks myself back then, too.  You have 90 days plus the current month before your fuelperks begin to expire, so I knew I had until Nov 30 before my fuelperks would begin to [...]<p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.funandfrugal.com/wp-content/uploads/2011/11/bilo-store.jpg"><img class="alignnone size-full wp-image-10591" title="bilo store" src="http://www.funandfrugal.com/wp-content/uploads/2011/11/bilo-store.jpg" alt="" width="431" height="322" /></a></p>
<p>I told you back in August about <a href="http://www.bi-lo.com/fuelperks/" rel="no follow" target="_blank">BI-LO&#8217;s fuelperks program</a> (read my post <a href="http://www.funandfrugal.com/2011/08/bi-lo-fuelperks%C2%AE-now-in-the-chattanooga-area/" target="_blank">here</a> if you missed it) and I started earning fuelperks myself back then, too.  You have 90 days plus the current month before your fuelperks begin to expire, so I knew I had until Nov 30 before my fuelperks would begin to expire. I decided to go ahead and redeem them today since my tank was on empty and I didn&#8217;t want to risk forgetting to use them by the end of the month.  When I pumped gas today, the price went from $3.39/gal to $.69/gal since I had $2.70 in fuelperks I had been racking up since Aug.  It sure was nice paying $10.77 til fil up my 15-gallon tank instead of about $50!  Just a quick re-cap, you earn $.05 in fuelperks for every $50 you spend at BI-LO.  Plus, they have different bonus fuelperk promotions each week.</p>
<p>One of the bonus fuelperks deals they have going on right now is you can earn double fuelperks on the purchase of gift cards.  For example, if you buy a $25 gift card, you will earn fuelperks as if you&#8217;d spend $50, so you&#8217;d earn $.05 in fuel perks.  They have tons of restaurant and retail gift cards to choose from.  If you&#8217;re going to be shopping at Toys R Us this holiday season, why not buy a Toys R Us gift card from BI-LO and earn some free gas while you&#8217;re spending money you&#8217;d be spending anyways!  Same for restaurant gift cards (Outback, Applebee&#8217;s, O&#8217;Charley&#8217;s, Olive Garden, Chili&#8217;s, Cracker Barrel, and more) &#8211; these make great Christmas gifts &#8211; so why not buy them at BI-LO instead of somewhere else, so that you can earn some free gas.  I do not know how long the double fuelperks promotion will last.  They offer this every now and then, just keep an eye out in their sale paper and for signs in the store.</p>
<p><img src='http://www.funandfrugal.com/wp-content/themes/newspress/images/gloria.png' /></p><p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
<img src="http://www.funandfrugal.com/?ak_action=api_record_view&id=10590&type=feed" alt="" />]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Earn Free Money for College with UPromise</title>
		<link>http://www.funandfrugal.com/2011/11/earn-free-money-for-college-with-upromise/</link>
		<comments>http://www.funandfrugal.com/2011/11/earn-free-money-for-college-with-upromise/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 02:54:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<guid isPermaLink="false">http://www.funandfrugal.com/?p=10504</guid>
		<description><![CDATA[My husband and I created a UPromise account several years ago, before we had children, to help pay off our student loans, and now we are also saving for our children&#8217;s college funds with UPromise.  It&#8217;s free, easy, and secure.  Go to Upromise.com and create an account.  Provide your debit card numbers and store loyalty [...]<p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://partners.mysavings.com/z/9002/CD573/" rel="no follow" target="_blank"><img src="http://partners.mysavings.com/42/573/9002/" alt="UPromise" border="0" /></a></p>
<p>My husband and I created a <a href="http://partners.mysavings.com/z/9006/CD573/" rel="no follow" target="_blank">UPromise</a> account several years ago, before we had children, to help pay off our student loans, and now we are also saving for our children&#8217;s college funds with UPromise.  It&#8217;s free, easy, and secure.  Go to <a href="http://partners.mysavings.com/z/9006/CD573/" rel="no follow" target="_blank">Upromise.com</a> and create an account.  Provide your debit card numbers and store loyalty card numbers (like Bi-Lo, CVS, etc) and whenever you do your normal shopping, a portion of what you spend will go to your UPromise account.</p>
<p>Thousands of retail stores, online stores, restaurants,  and name-brand products are Upromise partners (Dell, Bed, Bath &amp; Beyond, Staples, Kimberly-Clark, Kellogg&#8217;s, Johnson &amp; Johnson, and tons more) and help donate a portion of your purchase to your Upromise account.  My family has earned hundreds of dollars in our Upromise account over the years and it hasn&#8217;t cost us anything extra &#8211; it&#8217;s just from making purchases on every-day things we were going to buy anyway.  You can even send invitations to your family members to link their debit cards or store loyalty cards to your UPromise account, too.  Go to <a href="http://partners.mysavings.com/z/9006/CD573/" rel="no follow" target="_blank">UPromise.com</a> to get started.</p>
<p><img src='http://www.funandfrugal.com/wp-content/themes/newspress/images/gloria.png' /></p><p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
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		<title>Low-Cost &#8220;Managing Your Money&#8221; Workshops Oct 6 and 22, 2011 in Cleveland</title>
		<link>http://www.funandfrugal.com/2011/09/low-cost-managing-your-money-workshops-oct-6-and-22-2011-in-cleveland/</link>
		<comments>http://www.funandfrugal.com/2011/09/low-cost-managing-your-money-workshops-oct-6-and-22-2011-in-cleveland/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 00:24:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fun Events]]></category>
		<category><![CDATA[Helpful Tips]]></category>
		<category><![CDATA[New Events]]></category>
		<category><![CDATA[Other]]></category>

		<guid isPermaLink="false">http://www.funandfrugal.com/?p=10215</guid>
		<description><![CDATA[Read more to see how you could get your workbook for free! LFE Institute has provided Workplace Financial Literacy since 1986 where they taught employees how to stretch their paychecks, reduce their debts, and find extra money. Laura Coleman, a Certified Workplace Money Coach, was a mortgage originator for 7 years before pursuing the certification [...]<p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.funandfrugal.com/wp-content/uploads/2011/09/LFE-Institute.jpg"><img class="alignnone size-full wp-image-10231" title="LFE Institute" src="http://www.funandfrugal.com/wp-content/uploads/2011/09/LFE-Institute.jpg" alt="" width="440" height="62" /></a></p>
<p>Read more to see how you could get your workbook for free!</p>
<p>LFE Institute has provided Workplace Financial Literacy since 1986 where they taught employees how to stretch their paychecks, reduce their debts, and find extra money. Laura Coleman, a Certified Workplace Money Coach, was a mortgage originator for 7 years before pursuing the certification as a Money Coach, which covers over 200 financial topics that affect employees. Her passion for helping families ease their family conflicts over money has led her to present the Managing Your Money workshop. Laura and her husband reside in Cleveland, TN.  Laura is offering this workshop for free to Fun and Frugal subscribers and is selling the workbooks at cost, which is $12.</p>
<p>Mr. Zip is hosting a Managing Your Money workshop on Thursday, October 6, 2011 from 5-8pm at 1510 Stuart Road, Cleveland, TN located upstairs in the conference room. Cost for the workbook is $12. Class size is limited to 20 people. Pre-register for the class is encouraged&#8211;contact Laura Coleman at 423-479-8721 or londonbridges13 {at} gmail {dot} com (brackets and spaces removed) or stop by the front desk and sign up with Heather or call her at 423-476-3261.</p>
<p>The Cleveland Public Library is sponsoring a Managing Your Money workshop on Saturday, October 22, 2011 from 10am-1pm. To register for the class contact the Library front desk or Laura Coleman 423-479-8721. Class size is limited to 30 people. Pre-registration is encouraged to obtain a workbook. Cost for workbook is $12.</p>
<p>This life-changing 3-hour workshop helps the average employee “find” an extra $4,000 &#8211; $7,000 out of their paycheck . .  . without adding a dime to the payroll. It will help them solve day-to-day financial problems by learning how to stretch their paychecks, reduce their debts, ease family conflicts over finances, and avoid financial traps and pitfalls. <a href="http://www.lfeinstitute.com/MYM-Quotes-Flyer.pdf" target="_blank">Here</a> is the feedback from employees.</p>
<p>These links will give you more background on LFE, as well as some actual quotes from employees attending our most popular workshop: “Managing Your Money!”</p>
<p><a href="http://www.lfeinstitute.com/LFE-Unique-Solutions.pdf" target="_blank">http://www.lfeinstitute.com/LFE-Unique-Solutions.pdf</a></p>
<p><a href="http://www.lfeinstitute.com/MYM-Quotes-Flyer.pdf" target="_blank">http://www.lfeinstitute.com/MYM-Quotes-Flyer.pdf</a></p>
<p><a href="http://www.lfeinstitute.com/LFE-Workshops.pdf" target="_blank">http://www.lfeinstitute.com/LFE-Workshops.pdf</a></p>
<p>Fun and Frugal subscribers can pre-register by paying for the $12 workbook in advance by sending payment through Paypal to londonbridges13 {at} gmail {dot} com (brackets and spaces removed). <strong>Five individuals, who have pre-registered, will be selected through a drawing to receive the workbook for FREE. This is only open to Fun and Frugal subscribers.</strong> The money will be reimbursed upon attending the workshop.  Please note that only one workbook is necessary per couple.</p>
<p><img src='http://www.funandfrugal.com/wp-content/themes/newspress/images/gloria.png' /></p><p>--------<br>
-February is the month of Love. Fall in love with Scentsy's "Flutterby" and Scent of the month "Pixie". Also February is a great time to Introduce the new product "Pink Pepper". To learn more about "Pink Pepper" and  "Scentrend" contact Heather Carver with Scentsy to find out more at 423.476.8341 or visit her website at <a href="http://www.heathercarver.scentsy.us/">heathercarver.scentsy.us<a/>.<br>

-New coupons for 2012!  FunandFrugal.com would like to thank one of it's sponsors, <a href="http://www.caywoodkarate.com">Caywood School of Karate<a/> in Cleveland! Check out their <a href="http://www.funandfrugal.com/wp-content/coupons/CaywoodKarate.pdf">coupons<a/> on <a href="http://www.FunandFrugal.com/Coupons">FunandFrugal.com/Coupons<a/>: Free trial class w/ no purchase required or 25% off purchase of uniform or 1/2 off first month with purchase of uniform (limit 1 per family, may not combine with any other offer) exp. 12.31.12. Thank you for supporting FunandFrugal.com by supporting our sponsors!<br>


-Do you know someone who recently moved to Cleveland/Bradley County?  Tell them about <a href="http://www.welcomefriends-tn.com/">Welcome Friends<a/>!  They will come out to their home and welcome them with gifts and coupons from local businesses.  Visit <a href="http://www.welcomefriends-tn.com">www.welcomefriends-tn.com<a/> for more info.<br></p>
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